OnLoan
Microfinance management, from application to repayment.
Loan applications, disbursements, repayments, penalties and reporting in one system, built for the way microfinance institutions actually lend.
Visit OnLoan
- Loan applications, approvals & disbursement
- Configurable loan products & interest
- Repayments, collections & penalties
- Customer management & scoring
- Portfolio dashboard, reports & notifications
14 weeks to first live microfinance
Time taken to build
- Product strategy & discovery with working lenders
- End-to-end UX and interface design
- Full-stack engineering and cloud deployment
- Onboarding, training and ongoing support
Small microfinance institutions in Tanzania were managing their loan books in spreadsheets and paper files. Overdue repayments were spotted late, penalty calculations caused disputes, and owners had no single view of how much was out, how much was owed and how much had come back.
Give microfinance institutions one reliable system to run their lending end to end: products, applications, disbursements, repayments and penalties, with a live view of the portfolio at all times.
Every lender structures its products differently, with its own interest rules, repayment schedules and penalties. The system had to handle that variety accurately, because in lending an error of one shilling erodes trust, while staying simple enough for loan officers to use every day.
We designed OnLoan around the loan lifecycle as lenders actually run it, starting with the ledger and repayment engine so the numbers are always right. Dashboards and alerts came next, so overdue loans and exposure surface before they become losses.
OnLoan is live with microfinance institutions, running applications, disbursements, collections and penalties end to end. Loan officers see overdue repayments the day they fall due, and owners get a live picture of disbursements, interest and outstanding exposure.
See OnLoan running in your business.
Book a walkthrough with the team that built it. We'll show you the product on your own workflow and answer every question, with no obligation.